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Title Page

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Table of Contents

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Usury Trompe L'Oeil
James J. White

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The Road to Subprime HEL Was Paved with Good Congressional Intentions: Usury Deregulation and the Subprime Home Equity Market
Cathy Lesser Mansfield

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The Two-Tiered Consumer Financial Services Marketplace: The Fringe Banking System And Its Challenge to Current Thinking about the Role of Usury Laws in Today's Society
Lynn Drysdale and Kathleen E. Keest

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Circumventing the Fourth Amendment Via the Special Needs Doctrine to Prosecute Pregnant Drug Users: Ferguson v. City of Charleston
Carmen Vaughn