Sara Singh

Date of Award


Degree Type



Moore School of Business

Director of Thesis

Dr. Andrew Spicer

Second Reader

Dr. Christopher Ling


Time banking is a way for communities to capture value with minimal monetary cost through the recognition of individuals’ talents and the coordination of services according to their needs. Active engagement in time banking partnerships can enable members of a community to grow their personal networks, make lasting friendships, gain the knowledge and skills they need, pay for products/services with their time, grow in selfconfidence, and support those at risk of “falling through the cracks.” It can build trust and goodwill in schools, offices, neighborhoods and cities. Over time, time banking can generate profound social change and economic gains by developing human capital outside of work hours and reducing the financial burden of individuals and businesses. When a system of incentives is introduced and recognized by a third party capable of tracking the service transactions, the full potential of reciprocity can be realized in big networks through the generation of social capital and individual empowerment. Time banks typically require modest amounts of initial capital and maintenance costs. We recommend the use of time banks as a public policy tool because they are cost-efficient, offer a range of diverse applications, and have produced positive results in many real-world experiments. Our analysis of these experiments has yielded many insights regarding best practices and requisite conditions, which we have outlined in the final chapter.

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